I am 51 years of age and just lately divorced. I hold by no means looked at my credit report until finally now. My ex-wife informed me that if I did, it would run factors off of my credit score report. My sound out is: when I viewed the credit report, it have my wrong birthdate, 3 social safety numbers that weren't mine (mine was not on it) a number of address that I had by no means lived at (they appeared to be typos) and it be only two page lengthy, yet I am a self-employed get together and have have plenty of credit score historical past. (By the way, she is an accountant and did my bookkeeping.) Can a person clarify how I could hold credit when my own social security quantity was not even on the report, nor' the right birthdate? Thank-you.
I have debt from almost four many years in the past. I just checked my credit score report and none of it is on at hand. I havnt heard from these businesses at adjectives. Is there a time that they enjoy? they cant just preserve my debt and pop up at any time can they? Do they have a certain quantity of time up to that time they are not allowed to report it to my credit score report? ps. I reside contained by canada.Please assist me I am so confused.
I am at the moment making an attempt to access my totally free credit report to see my credit score. I am a spanking new university graduate and am now renting an apartment surrounded by a various state than my parent's property. Component of the screening process queries my home loan loan provider and payoff and as identity examine. If this is the case, it is the mortgage loan on my PARENT's home. Is at hand a way to get all around this? This is no longer my area of residence. Any aid would be appreciated. Thanks.
I have bleak credit score due to bad selections inside my youth and I am at the moment filing liquidation. All of my credit cards have be charged off. There are two cards that document my former boyfriend's (now husband) identify as an authorized user. These charge offs show up on his credit score report. So my grill is, how can he have them removed from his report? He be not a co-applicant and need to not be held liable for the debt. We were not married at that time any. Please only severe answers and no shamers, I am not proud of my bad options and I personal discovered a massive lesson.
I imagined that objects could only stay on your credit report for 7 many years if they be closed or assortment accounts. Most of what I had on at hand is off, but three companies hang on to marketing the account and presently for two credit cards I have eight entries on my credit score report for matching account merely distinct assortment agencies. Can they do that? Also, why would a law firm that be advised (by a judge) that they waited as well extended and be fined themselves for their techniques still request my credit report on a month-to-month evidence? Isn't that harassment?And will not explain to me to spend my expenses, I do. This is from 8 years in the past and be not my fault.
On my credit report there is a business name 'CAP REV SVC'. Does anyone know what the true christen of this organization is, or how I can speak to them? I don't owe the cash that they say I do.
I need serve please. I as a student incurred a lot of debts and 2 many years fund learnt that the accoutns be in failure to pay. I known as up the bank (wells fargo, BOA and number of other people) only to cram that the accoutns had be closed or have been referred to assortment companies. I contacted the companies and inspite of one particular enticed to pay within portion just I went ahead and totally remunerated off going on for 9000$ through 4 credit score card accounts in five months. I requested them to report it as remunerated. Now when I go via my credit score report after 2 many years I see that they personal talked about the accounts as $* written off! Is this anything I can dispute. I did the greatest I could and salaried off the quantities within complete. I never hold the receipts as the payments had been direct debit transfers but I can create bank statements if I enjoy to. I would truly value some inpute from you on the credit score forum.
I heard if you dispatch the credit bureaus a letter disputing something on your credit score report, if they do not reply, or resolve in 30 days, they automatically have to take away it from your report. Also I hold some factors on my report that are a number of many years old, that I by no means salaried, but are still open, and contained by collections, I have no intention on paying out instantly, the injury is carried out, how do I return with rid of it. I believed soon after so lengthy creditors have to quit persuing the bill.